Informative Essay: How to Survive During Economic Crisis

        Everyone can make more money, and have less time to spend the money. In order to survive during economic crisis, one should learn how to keep a tight budget. The first step is to make sure that you have a stable job. It is best to keep a clear flexible record of the money and take care of spending it, especially during leisure time.You must record all the money that you receive and spend.This is called  budgeting.

        It is suggested  by Economic experts that every  Filipino family   with just one child should have at least Php 14 000 earnings every month in order to survive with this challenging lifestyle.

        Most probably, we can live with this if we only have a simple lifestyle. Learn not to be luxurious  in some cases but make sure you do not sacrifice the comfort, the fashion statement and also the health of the family.

        The money that we receive for the month is called salary.It is considered the subsistence to suffice the basic  needs of the family. Definitely, it should be more than the money you spend.

         In budgeting,don’t forget to include the money you spend   for the  gas, house rent, electric,telephone and water bills,Keep in mind or give special attention to the budget for food,vitamins ,new dress and new shoes and also for the vacation of the family.It should be given attention because it is the single moment that makes the family members close to each other.

        Finally,think about how you spend your free time without spending much money!For example, you spend  a lot of money on activities like watching movies, partying and dining in  the  restaurants.You should avoid these unnecessary expenses. You can find ways to see a movie and eat wiyh your family by  just buying  cd/dvd  tape of the favourite film,cooking  favourite meals and you can have fun already!

        Wise budgeting ensures everyone to save money, time, and effort with less worry and stress.

                                                                                       By: JENNIFER B. BUQUID

                                                                                              MAEngEd